Loan Application Form

Loan Application

Loan details

PAN Card*

Loan Amount*

Monthly Income*

Purpose of Loan

Personal Details

Full Name [As Per PAN Card]

Email*

Mobile Number*

Birth Date* [As Per PAN Card]

Aadhaar Number

Gender*

State*

City*

Employment Type*

Pin Code*

I agree to the LoanintimeTerms-and-Conditions and Privacy-Policy .

Your Personal Loan is only a few steps away

Annual Percentage Rate :- 12.5% to 41%

Repayment over :- 12 to 84 Months

Full/part repayment after 1st EMI is processed*.

+91-9266328731 /74287 63234 / 84487 88848

info@loaninneed.in

We are here to help our customer any time. You can call on 24/7 To Answer Your Question.

NEVER PAY IN CASH OR INTO ANYONE’S PERSONAL ACCOUNT

You are requested never to pay our representatives either in cash or in their personal accounts. We, being a digital loan, discourage any kind of payment in cash. You have several options to make payment. Call our representative who will guide you in this matter. We will not be liable for any payment you may make in cash to our representative or into their personal account. This will not constitute as part of your repayment.

ALSO NEVER ENTERTAIN ANY DEMAND FOR COMMISSION BY ANY OF OUR REPRESENTATIVE, EITHER IN YOUR CITY OR IN HEAD OFFICE DELHI. IF SUCH DEMAND COMES PLEASE CALL AND REPORT THE MATTER DIRECTLY AT THIS NUMBER
98180 78974, 74287 63234

Info@loaninneed.in & admin@loaninneed.in

Rates & Charges

Minimum loan amount - Rs 5,000 /-

Maximum loan amount - Rs 1,00,000 /-

Tenure - 90 Days to 365 Days.

Processing fee - 5% to 8% of loan amount.

Rates & Charges

No pre - closure charges
No prepayment charges

ROI (Rate of interest) @ 1.5% to 2.92% Monthly

APR (Annual Percentage Rate) @ 18% to 35%.

Cheque bounce charges: Rs. 1000/-

How is APR determined?

Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.

Working of Our Rates & Fees

APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 33.6% per annum.

Monthly Payment Example

Tenure	Loan Amount	Interest Rate	Admin Fees	APR	Amount Deposite¬d	EMI	Total Interest
12 Months	Rs.1,00,000	2%	Rs.1000	24%	Rs. 99000	Rs. 9456	Rs.13472

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